Tuition and Fees
Payment of Accounts
Cashier’s Office Contact Information
Procedures for Applying for Financial Assistance
Student Aid Satisfactory Progress
Renewal of Scholarships, Loans, Grants, Deadline Dates
Disbursement of Financial Aid
Federal Pell Grants
Supplemental Educational Opportunity Grant (SEOG)
Teacher Education Assistance for College and Higher Education (TEACH) Grant
Tuition Equalization Grants (TEG) or Other State Grants
Stafford Subsidized Loans for Students
Stafford Unsubsidized Loan for Dependent Students
Stafford Unsubsidized Student Loan for Independent Students
Federal PLUS Loans for Graduate Students (GRPL)
Federal Parent Loan for Students (PLUS)
Deferments and Loan Terms
Federal College Work Study (CWS)
Federal Aid Eligibility
Founders Academic Scholarships
Presidential Academic Scholarships
University Grants I and II
Transfer Merit Scholarships
Provost’s Scholarship for Transfers
Dean’s Scholarship for Transfers
Phi Theta Kappa Scholarship
Church Matching Award<
Ministerial Dependents Grant
Ministerial Financial Assistance Scholarship (MFA)
Graduate Financial Aid
Financial Aid Contact Information
HBU is a nonprofit educational institution and receives contributions from the Baptist General Convention of Texas and from Baptist churches, gifts from the local business community, and gifts from interested individuals and foundations. The tuition and fees paid by the undergraduate student cover only approximately fifty percent of the instructional and operating costs of the University. Though graduate students bear a proportionately higher percent of costs, their education is heavily underwritten by the University’s development program.
The University reserves the right to change tuition, fees, and charges should conditions make it necessary. Financial Services is open for business from 8:00 a.m.-5:00 p.m. Monday through Friday.
Information regarding undergraduate and graduate tuition and fees can be found on the worldwide web at https://www.hbu.edu/publications/FinancialAid/2016-17-Undergraduate-Tuition-Rates.pdf and https://www.hbu.edu/publications/FinancialAid/2016-17-Undergraduate-Course-Specific-Fees.pdf as well as at https://www.hbu.edu/publications/FinancialAid/2016-17-Graduate-Tuition-Rates.pdf
Or, you may call (281) 649-3471 to have information sent by mail.
Tuition, room and board and fees are due and payable at the time of registration. Students must complete their financial arrangements with the Cashier’s Office on/before the census date to prevent a $250 late payment fee from being assessed and a hold placed on their student account. However, HBU does provide a deferred payment plan for the convenience of students and parents that are expecting any form of financial aid. (There is a $50 per semester enrollment fee to utilize the deferred payment plan but increases to $75 after the census date.) The basis of the plan is as follows: The total expenses (excluding fines and/or late fees) of the semester (less any financial aid) are divided into monthly payments with each installment due on the 30th of each month (payment will be due Friday if the 30th falls on a Saturday or Sunday). The month that the first payment is due is dependent upon the plan that the student selects and may choose to enroll in a payment plan at the time of registration.
Payments made in person may be in the form of MasterCard, Visa, Discover Card, American Express or debit cards. In addition, payments (including ACH) can be made online 24/7 by accessing their TouchNet account through HuskyNet.
Fees for tuition, room and board become the responsibility of the students in accordance with the refund policy below. Failure to make payments of any indebtedness to the University when due, including but not limited to tuition, housing or rental charges, student loans, special fees, library or parking fines, is considered sufficient cause, until the debt is settled with the appropriate office to (1) bar the student from classes, (2) withhold diploma or transcript, and (3) prevent further registration. This policy will be equally enforced against debts discharged through bankruptcy, as far as the law allows.
The University plans its expenditures for the year based on the anticipated attendance of students enrolled. Its instructional and operating costs are not reduced by the withdrawal of a student after a semester has begun.
A student who withdraws completely (except summer sessions) will receive a refund on tuition and fees (except non-refundable fees) in accordance with the following schedule:
Fall, 2018 (All Fall)
- 100% Through August 26, 2018
- 90% August 27-August 31, 2018
- 75% September 1-September 10, 2018
- 50% September 11-September 12, 2018
- 0% September 13-December 14, 2017
Fall, 2018 (First 8-Week Online)
- 100% Through August 26, 2018
- 90% August 27, 2018
- 75% August 28-August 29, 2018
- 50% August 30-September 4, 2018
- 0% September 5-October 19, 2018
Fall, 2018 (Second 8-Week Online)
- 100% Through October 21, 2018
- 90% October 22, 2018
- 75% October 23-October 24, 2018
- 50% October 25-October 28, 2018
- 0% October 29-December 14, 2018
Spring, 2019 (All Spring)
- 100% Through January 13, 2019
- 90% January 14-January 18, 2019
- 75% January 22-January 28, 2019
- 50% January 29-January 30, 2019
- 0% January 30-May 10, 2019
Spring, 2019 (First 8-Week Online)
- 100% Through January 13, 2019
- 90% January 14, 2019
- 75% January 15-January 16, 2019
- 50% January 17-January 22, 2019
- 0% January 22-March 8, 2019
Spring, 2019 (Second 8-Week Online)
- 100% Through March 17, 2019
- 90% March 18, 2019
- 75% March 10-Marh 20, 2019
- 50% March 21-March 24, 2019
- 0% March 25-May 10, 2019
General and technology fees are only refundable prior to the first day of class upon complete withdrawal. Course and special fees are non-refundable beginning on the first day of class.
Assistance from one of the staff members of the Cashier’s Office is available Monday through Friday between 8:00 a.m.-5:00 p.m. by calling (281) 649-3471. Our mailing address is: HBU, Cashier’s Office, Atwood II-112, 7502 Fondren Road, Houston, TX, 77074-3298. Our Web address is HBU.edu/payments, and our email address is cashier@HBU.edu.
Financial aid may be in the form of loans, grants, scholarships, work-study awards, or a combination of all of these. Although the primary responsibility for meeting postsecondary educational expenses rests with students and their families, the financial aid programs listed below have been established to assist students who can establish need.
Procedures for Applying For Financial Assistance
1. File an application for admission to the university. Students must be admitted to a degree seeking program or the teacher certification program in order to receive financial aid.
2. Complete the Free Application for Federal Student Aid (FAFSA). Go to FAFSA.gov to submit the FAFSA. HBU code #003576.
3. Submit to the Financial Aid Office all requested documents needed to complete the aid application.
4. Students must enroll at least half-time (six hours undergraduate or five hours graduate) to be eligible for federal loans.
Financial aid is awarded on a first-come, first-served basis as funding permits. The amount of the student’s award is based on a calculated financial need and annual limits as specified by program requirements. A student’s financial need is determined annually by completing the Free Application for Federal Student Aid (FAFSA).
Student Aid Satisfactory Progress
Federal regulations require students to make satisfactory progress toward the completion of their degrees in order to receive Title IV aid. Title IV programs include the Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, Federal Work Study, Direct Stafford Student Loans, and Direct Stafford Parent Loan for Undergraduate Students. See HBU’s website for the Financial Aid Satisfactory Academic Progress Policy and specific requirements.
Dependent students are considered to be financially dependent on their parents and must report parents’ financial information as well as their own. A dependent student is one who does not fall into one of the categories given under the definition of an independent student.
An independent student reports only income information (and that of a spouse, if the student is married) when applying for federal student aid. Under the federal definition, an independent student is one who is 24 years old by December 31 of the award year, a veteran of the U.S. Armed Forces, an orphan or ward of the court, has dependents other than a spouse, married at the time of applying for aid, or is a graduate or professional student.
Renewal of Scholarships, Loans, Grants
Application for federal financial aid must be submitted each year. The renewing and awarding of loans, scholarships, grants, etc. is based on the student’s current financial need, availability of funds, academic policy and standards set forth by the particular aid involved. Financial aid will be made reasonably available to all eligible student applicants as long as funds are available.
Financial aid applications must be submitted by the following dates in order to receive a financial aid award by registration:
* April 1 is the preferred deadline for applicants to submit the FAFSA to the Federal Student Aid Programs.
* All requested documents should be submitted by April 15.
Disbursement of Financial Aid
Financial aid, with the exception of Federal College Work Study, Pell Grants and Direct Student Loans, is disbursed at the beginning of each enrollment period. Federal College Work Study is paid directly in the form of a paycheck to students who are employed in a student work position. Pell Grants are disbursed based upon the student’s attending hours throughout the semester. Direct Student Loans are disbursed in two installments during the fall and spring terms and during the summer term it will be disbursed in one installment after July 1. Students can review all of their scheduled aid disbursement dates within Husky Net’s Financial Aid section. If the aid package is for a regular nine-month period, the annual aid is scheduled for the fall and spring terms with the various awards disbursed within the semester. University policy requires that all aid must be used first to pay general registration and maintenance fees, room and board or other institutional expenses. Financial aid is credited to the student’s account first, and after direct costs such as tuition, fees, room and board are met, any excess aid is disbursed by the Cashier’s Office.
When the appropriate authorization forms have been completed, financial aid students may purchase books and supplies at the HBU bookstore from the 1st day of class through the 12th day of class if a credit balance will exist on the account after paying for tuition, fees and room and board (if applicable). Bookstore charges will be reflected on the account for the cost of purchases.
This is the basic grant available to qualifying undergraduate students who have not earned a bachelors or professional degree. Funding comes from the federal government. All degree-seeking undergraduate students may apply by submitting the Free Application for Federal Student Aid (FAFSA). The annual maximum award is up to $5,920 per academic year.
Federal SEOG grants are intended to supplement other aid received. These grants are federally funded. Funds are awarded to a limited number of undergraduate students who demonstrate exceptional financial need. Recipients must submit the Free Application for Federal Student Aid (FAFSA). Grants may range up to $1,200 per academic year depending upon availability of funds.
This grant program provides grants of up to $4,000 per year to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families. In exchange for receiving a TEACH grant, students must agree to serve as a full-time teacher in a high-need field of a public or private elementary or secondary school that serves low-income students. Recipients of a TEACH Grant must teach for at least four academic years within eight calendar years of completing the program of study for which a TEACH Grant is received. All amounts of TEACH Grants received will be converted to a Federal Direct Unsubsidized Stafford Loan if the service obligation is not completed. The amount received plus interest would be repaid to the U.S. Department of Education. Interest would be charged from the date the grant(s) was disbursed if the grant is converted to a loan. TEACH Grant recipients will be given a six-month grace period prior to entering repayment if a TEACH Grant is converted to a Direct Unsubsidized Loan.
Tuition Equalization Grants (TEG) or Other State Grants
These grants are available to students who are Texas residents, full-time undergraduate students, and who demonstrate need. The annual maximum varies. Recipients of athletic scholarships or ministry-related aid are not eligible for the TEG. In all cases, students who receive TEG in their second year must have completed 24 credit hours and have a 2.5 cumulative grade point average at the end of the academic year in order to receive it subsequent years. Non-Texas residents should apply for a grant in the state of their residency. Recipients should submit the Free Application for Federal Student Aid (FAFSA).
The Direct Stafford Subsidized Loan program provides a low interest loan to students who are attending HBU at least half-time in a degree or certification program and who demonstrate need. If you are eligible for a Direct Stafford Subsidized loan, the federal government pays the interest on the loan while you are enrolled in school at least half-time, but repayment begins six months after dropping below half-time. The student is the borrower and must complete entrance loan counseling at StudentLoans.gov before the first loan at HBU can be released. A first year student demonstrating financial need may borrow up to $3,500 a year. A second year status undergraduate may borrow up to $4,500 a year. Students who have achieved third or fourth year status may borrow $5,500 a year. These loan limits are coordinated into the financial aid package, and may not exceed need. Maximum subsidized loan debt is $23,000 for undergraduates, and $65,500 for graduate or professional study, including amounts borrowed as an undergraduate student. Recipients must submit the Free Application for Federal Student Aid (FAFSA).
The same eligibility requirements as the Direct Stafford Subsidized Loan apply except students do not have to demonstrate need. Applicants must seek aid from the Direct Stafford Subsidized Loan before applying for the Stafford Unsubsidized Loan, and students can have this loan in combination with the Direct Stafford Subsidized Loan. The student is responsible for the interest that accrues on the Direct Stafford Unsubsidized Loan while in school and deferment periods. Some deferment options are available. A dependent student may, in addition to the subsidized loan limits, received an additional $2,000 in unsubsidized loans. Recipients must submit the Free Application for Federal Student Aid (FAFSA).
This loan is available to independent undergraduate and graduate students. The annual limit is $4,000 for first and second year undergraduates. Students who have achieved third or fourth year status are eligible to borrow up to $5,000 annually, and graduate students may borrow up to $12,000 annually, not to exceed the cost of education. These amounts are in addition to the Direct Stafford Subsidized Loan amounts. The subsidized and unsubsidized Direct Stafford Loan interest rates are variable and adjusted on an annual basis every July 1, but will not exceed 8.25%. The borrower will be assessed a small origination/insurance fee. Repayment of principal begins six months after the borrower ceases at least half-time enrollment. All loans must be repaid.
This loan is for parents of undergraduate students who are enrolled at least half time. A credit-worthy parent is the borrower. Repayment begins while the student is in school. The maximum amount varies, there are some deferment options available, and the interest rates vary. The student of the parent must submit the Free Application for Federal Student Aid (FAFSA).
Like parent PLUS borrowers, graduate student PLUS borrowers will undergo a credit check before borrowing and will enter repayment on the date of the final loan disbursement. The maximum amount varies, there are some deferment options available, and the interest rates vary. Recipients must submit the Free Application for Federal Student Aid (FAFSA).
Stafford loan borrowers may have a deferment for circumstances such as half time study at a postsecondary school, student in an approved graduate fellowship program, unable to find full time employment, or economic hardship. All borrowers should refer to their promissory notes for details of the terms, and interest rates.
Federal College Work Study is a federal program that allows students who demonstrate need to earn money to help pay for educational expenses. The total CWS award depends on your need, the amount of money the university has for this program, and the amount of aid received from other programs. Students earn minimum wage for most positions and are paid bi-monthly. A portion of the Federal Work Study funding is allocated to positions that perform community service duties. The work-study award does not guarantee employment. Students must apply and be hired for a position in order to receive the work study award and the amount of money earned cannot exceed the award total. Available work study positions are posted on the Hire a Husky system available through HBU’s website. Awardees should contact the Financial Aid Office at (281) 649-3749 or email@example.com for additional information.
To receive student financial aid from these federal programs, the student must:
1. Be enrolled in a degree or certificate program or other program leading to a recognized educational credential, or in a program of study abroad approved for credit at HBU.
2. Be a U.S. citizen or an eligible noncitizen. An eligible non-citizen is one who is: (1) a U. S. permanent resident with an Alien Registration Receipt Card (I-551); (2) a conditional permanent resident (I-551C); or (3) another eligible noncitizen with an Arrival-Departure Record (I-94) from the Department of Homeland Security showing any one of the following designations: refugee, asylum granted, parolee, or Cuban-Haitian entrant.
3. Be registered with Selective Service if the student is a male who is at least 18 years old but not yet 26 years old.
4. Be making satisfactory academic progress.
5. Not be in default on any loan or owe a refund on any grant made under Title IV of the Higher Education Act of 1965 as amended, at any institution.
6. Sign a statement of educational purpose indicating that federal student aid funds will only be used for expenses related to attending the university.
7. Not have borrowed in excess of annual or aggregate limits on any Title IV loan.
8. Not be simultaneously enrolled in an elementary or secondary school.
9. Demonstrate financial need if applying for a need-based award, such as the Federal Pell Grant.
New full-time HBU freshman admits will be considered for one of the following awards. Scholarship and grant recipients must meet all university requirements for regular admission to the fall or spring semester. The SAT is calculated using the highest Critical Reading and Math sub-scores only. In the absence of class rank, the grade point average is used to calculate merit awards.
Based on a combination of SAT/ACT score and rank in class. Recipients of the Founder’s Academic Scholarship are expected to maintain a 3.0 cumulative HBU grade point average and continuous full-time enrollment for renewal.
Based on a combination of SAT/ACT score and rank in class. Recipients of the Presidential Academic Scholarship are expected to maintain a 3.0 cumulative HBU grade point average and continuous full-time enrollment for renewal.
Based on a combination of SAT/ACT score and rank in class. Recipients of the Legacy Scholarship are expected to maintain a 2.5 cumulative HBU grade point average and continuous full-time enrollment for renewal.
All unconditionally accepted freshmen who do not qualify for a scholarship listed above. Recipients of a University Grant must maintain a 2.5 cumulative HBU grade point average and continuous full-time enrollment for renewal.
A new full-time transfer student who has 15 credit hours after high school graduation will be considered for the following transfer awards:
- 3.5-4.0 cumulative transfer grade point average. Recipients of the Provost Scholarship are expected to maintain a 3.0 cumulative HBU grade point average and continuous full-time enrollment for renewal.
- 3.0-3.49 cumulative transfer grade point average. Recipients of the Deans Scholarship are expected to maintain a 2.5 cumulative HBU grade point average and continuous full-time enrollment for renewal.
- 2.5-2.99 cumulative transfer grade point average. Recipients of the Transfer Grant are expected to maintain a 2.5 cumulative HBU grade point average and continuous full-time enrollment for renewal.
- Members in good standing with Phi Theta Kappa as a new transfer student to HBU. Students must provide a letter from your PTK sponsor at their prior institution which indicates the student is a member in good standing. The letter must be received in the Financial Aid Office prior to the first class day of the semester for the semester the student will begin enrollment at HBU.
A limited number of awards are available for new students. Christian churches in Texas may contribute scholarship dollars to a full-time, undergraduate student. The University will match dollar for dollar up to $1,000 per student for monies contributed per academic year. The scholarship is available for a maximum of four years and is not applicable for summer enrollment. The total HBU value of the award is $4,000. Students must submit the check along with the letter of recommendation from the church prior to the first day of class each term.
A limited number of grants are available for dependent children of ordained Baptist ministers and missionaries. Proof of ordination and current full-time ministry are required, and the students must be regularly admitted students. Documents must be sent to the Office of Financial Aid prior to the first day of class. Recipients must maintain a 2.8 cumulative GPA and continuous full-time enrollment to retain the scholarship. The scholarship is available for a maximum of 12 semesters and is not applicable for summer enrollment.
These grants are available to undergraduate students who can contribute special abilities or services to the University. Talent awards may vary and a limited number are available. Contact the respective University department for more information.
The BGCT-MFA scholarship is available to Baptist undergraduate ministerial students and Baptist students planning to enter some church-related profession. The annual maximum award is $50 per credit hour for freshmen and sophomores, $75 per hour for juniors and seniors, and $100 per hour for MATS and MABL students. Students must fill out an application and renew the scholarship annually. Second and consecutive renewal applications must be accompanied by evidence that the student is active in a church that cooperates with the Baptist General Convention of Texas (BGCT). Students receiving the Texas Equalization Grant (TEG) are not eligible for the MFA scholarship. For additional information, contact the School of Christian Thought at 281.649.3383.
Students who are veterans are also eligible for VA benefits. Inquiries should be addressed to the VA Coordinator in the Office of the Registrar at HBU.
Financial aid is available to the graduate student from several sources. Alumni and degree program scholarships are available to graduate students. Students should consult with the Graduate Admissions Office to determine what scholarships may be available and submit the appropriate application and documentation prior to the scholarship application deadlines. Additional information can be found on HBU’s website at HBU.edu/scholarships and click on the Graduate Scholarships link.
Many students receive aid through their company’s tuition reimbursement program. The applicant should check this source to determine eligibility. Loans are available to candidates through the Stafford Direct Loan and Graduate PLUS Loan programs.
For financial aid purposes, nine or more semester hours of credit is considered full-time enrollment; five or more hours is considered half-time enrollment.
Assistance from one of the staff members of the Financial Aid Office is available Monday through Friday between 8:00 am and 5:00 pm by calling (281) 649-3749. Our mailing address is: HBU, Financial Aid Office, Atwood II-113, 7502 Fondren Road, Houston, TX, 77074-3298. Our web address is HBU.edu and our email address is financialaid@HBU.edu.